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9:26 pm
November 13, 2009
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Pete
| | WV | |
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Not the happiest of topics, but the results of having a purse or wallet stolen are even worse. Ran into some very good hints, and some worthwhile reminders, about how to protect yourself from having a purse stolen while out shopping:
http://www.frugalvillage.com/2…..-shopping/
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Anulos qui animum ostendunt omnes gestemus!
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10:20 pm
November 13, 2009
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CindyP
| | Hart, MI | |
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Very good hints………I have become tired of carrying the purse, always keeping track of it, worrying about it!! I take my id and my atm card. I have what I might need out of my purse in my glove box. If I really need something, I run out to the car!
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Remember, there are no mistakes, only lessons. Love yourself, trust your choices, and everything is possible. ~ Cherie Carter-Scott
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11:10 pm
November 13, 2009
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Suzanne
| | Stringtown Rising Farm/Walton, WV | |
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I love the debit card because it's so much easier and smaller to carry around than a checkbook! It's hard to imagine life before the debit card…..
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11:11 pm
November 13, 2009
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Suzanne
| | Stringtown Rising Farm/Walton, WV | |
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That makes me think of a fun topic to start–
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1:13 am
November 14, 2009
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pamb
| | Midwestern Ohio | |
| Banty | posts 6 |
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We're not big on debit cards. Ern does the shopping & can use the ATM card, with a pin number, at the various groceries and Pet Smart. But we're not comfortable with a card that debits without a pin number. One of the writers on the Columbus loop had her debit card stolen at Applebee's this week & the $1800 in her checking account drained before morning.
Said Chicken Little. (g) Truth is, few are stolen compared to all that are used.
And I'm usually such a Pollyanna. 
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8:31 am
November 14, 2009
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Pete
| | WV | |
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It took me forever to get my head around using the debit card. It just seemed so EVIL! Then the light came on, and I got that carrying around a checkbook, giving them all the info they needed, including the address made much less sense. Plus it's faster.
Never heard of a debit card without a PIN. Of course, you can use them as a credit card, but then they get your signature. Which way I do it depends often on how many people are around, and whether I can shield the numbers being input from onlookers.
Years ago a friend working bank card security told us to never sign your name on a credit card, but instead to print "Ask for ID" Makes sense, when it occurs that if your card is stolen there is no signature to copy, so a forgery would be much more obvious.
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Anulos qui animum ostendunt omnes gestemus!
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3:08 pm
November 14, 2009
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Leahld22
| | Newburgh, IN | |
| Superstar | posts 2472 |
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I just put my pin in REAL fast!
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Life is too important to be taken too seriously.
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6:02 pm
November 14, 2009
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Helen
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| Mighty Chicken | posts 203 |
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I don't use debit cards, and dislike the whole idea of going “cashless” because: 1)Merchants, as well as banks, can sneak in all sorts of charges under the radar and basically nickle-and-dime you to death. 2)The card belongs to the bank, not to you, and although it is theorectically “your” money, they can take the card away if you start to use it in a way that the bank considers “unusual” (whatever that means).
As for foiling a purse thief, don't carry your money in your purse, and only bring enough for your planned purchases, plus a little bit more in the event of an emergency. Try carrying your money on another part of your person, like in a front pocket, pinned shut. In other words, the best protection against a thief, is learning to think like a thief.
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"Wednesday, play with your food"
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3:04 pm
November 15, 2009
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Shells
| | Vancouver Island, British Columbia | |
| Superstar | posts 1184 |
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Having been the victim of a mugging and purse snatching in January, 2007, I will guarantee that there is nothing you can do .. if the thief wants your purse, they are taking your purse, big purse or little …. they will get it. They will get whats in it … so the only way to foil a purse snatching is to not carry a purse at all, but that means I wouldn't carry lipstick or kids pictures or keys or …. so for me, not carrying a purse isn't really an option.
I was mugged in broad daylight on a Tuesday morning while walking to have a coffee while my car was having the windshield fixed. Two men approached on the sidewalk, and as they got just past me they grabbed my purse by my shoulder strap, pulled me to the ground and then pushed me on the shoulder. He either pushed me to make me let go or to push me out of his way because by then it had attracted attention of the drivers on the street. I grabbed my purse and there was a bit of a tug-of-war and while the police tell you to just let them have it without a fight I didn't even think about that …. I wanted my purse and they were not getting it.
I had the sense of mind to pick myself up off the ground (they (there were 2) were charged with assault) and give chase and some young lady driving by clued in to what was happening and gave chase …. I saw them running across an empty lot and I just memorized what they were wearing … and could give the police a very accurate description. They were caught within 10 minutes by the police dog (I was praying he would get in one good bite before the officers got there but no such luck).
I spent several days in court …. they were charged and pled guilty. They were from out of the province and were given a jail sentence, probation and not allowed back into BC for 2 years.
So …. my purse … still contains my credit card (which I can cancel), my debit card (which needs a PIN), some cash in a hidden pocket and all the other things I carry…… my ipod, my cell phone, my make-up. I still carry the same purse, it was a Christmas gift in '06 from a dear friend, the strap that broke has been fixed. I didn't carry it for a long time but what a waste of a beautiful purse.
Purse snatchings are a crime of opportunity, they saw an opportunity and took it ….. I am just glad it was me and not the 80 year old lady behind me, she could have been seriously injured.
It took me a long time to be able to walk the street and not be afraid …. especially at night, altthough this happened during the day.
And, my biggest concern was that they would get my keys and my address ….. so many pieces of ID have your home address and of course your keys are in your purse.
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4:36 pm
November 15, 2009
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Helen
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| Mighty Chicken | posts 203 |
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That is a wonderfully realisitic answer to the propossed question "What can we do to foil a purse thief" because sometimes the answer truely is "Nothing" since like it or not, sometimes reality just  . I'm just glad that you were not hurt and that the thieves were caught (a fairly rare occurance, I've heard). I'm also glad you gave chase  .
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"Wednesday, play with your food"
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4:50 pm
November 15, 2009
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Pete
| | WV | |
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| posts 4698 |
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On the other hand, it is impossible to have stolen that which you are not carrying. We each decide what risks we are willing to take based on whatever criteria we wish to use.
Very glad, Shells, that the outcome was as good as it could have been under these circumstances. While the decision to continue to carry that purse may not be the one I would make, I completely support your decision to not give up the power to carry that purse just because it means something to you.
Guess my entire point in posting this topic was to get us thinking about the decisions we make in regard to what we carry, when and why. There is no universal right or wrong way.
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Anulos qui animum ostendunt omnes gestemus!
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